Holidaymakers should not see travel insurance as something only to be purchased in extreme or unusual circumstances, but should treat it as essential for all trips, no matter how short.

Holidaymakers should not see travel insurance as something only to be purchased in extreme or unusual circumstances, but should treat it as essential for all trips, no matter how short.

This is according to Steve Williams of Confused.com after the company found that the recent outbreak of swine flu in Mexico is encouraging more people to buy travel insurance.

He pointed out that travellers should be covered anyway, not just when there is perceived to be a greater risk of illness.

“Travel insurance will not only cover you for unforeseen incidences such as illness or accidents, but it will also insure your holiday if you need to cancel it unexpectedly,” Mr Williams said.

The expert added that with holiday cover costing as little as £1.79 a day, going without would be taking “a silly risk”.

At present, the Foreign and Commonwealth Office has urged holidaymakers not to panic, but has also advised against travel to Mexico.

Although some companies have cancelled flights to this destination, other countries have not been affected.

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