People going on holidays to Thailand and other destinations this Easter period should avoid using plastic where possible in order to avoid costly fees and charges.

People going on holidays to Thailand and other destinations this Easter period should avoid using plastic where possible in order to avoid costly fees and charges.

This is the advice of uSwitch.com, which found that Britons incur an average three per cent fee for using credit or debit cards abroad, with 17 banks now charging for such services.

In total, debit card users will be charged £401 million, while credit card holders will have to stump up a collective £352 million.

“Using a credit card for cash withdrawals is normally the most expensive way to get hold of cash on holiday,” warned uSwitch.com.

The company found that Post Office and Abbey Zero are the only firms to offer charge-free withdrawals abroad at present.

Another way of carrying money on holiday could be to use pre-paid cards such as those from FairFX, which avoid the problem of carrying wedges of currency but do not incur charges and are protected in case of loss.

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