People on holidays to India may be more at risk of having their credit card blocked by their bank if it suspects fraudulent transactions.

People on holidays to India may be more at risk of having their credit card blocked by their bank if it suspects fraudulent transactions.

This is according to the Telegraph’s Nick Trend, who said that because the country does not use Chip and Pin technology, banks are more vigilant about transactions carried out there, even if they are genuine.

He said that as well as informing the bank of the destination before travelling, holidaymakers should take a back-up card and a mobile phone to telephone the provider in case a card is blocked.

In addition, banks should have the mobile phone number of the person who is travelling so that they can get in touch to enquire about any withdrawals that they deem suspicious.

Travellers’ cheques or prepaid travel money cards are another option that could help those on holidays to India to avoid problems, Mr Trend said.

Comparison site uSwitch.com recently suggested that travellers avoid using plastic abroad where possible, since Britons now incur an average three per cent fee for using such services overseas.

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