When travelling, credit cards could be one of the best options when it comes to spending overseas, the UK Payments Association (APACS) has advised.

When travelling, credit cards could be one of the best options when it comes to spending overseas, the UK Payments Association (APACS) has advised.

“Take various methods of payment; Travellers cheques, some cash, of course and plastic cards and possibly pre-paid cards,” said Addy Frederick, PR assistant at APACS.

She went on to say that plastic cards can offer holidaymakers an “added layer of protection” and can also limit the amount lost in the event of a theft.

If a bag is stolen, it would be unlikely that any cash lost would be returned, she explained.

But unless the culprit had managed to obtain a pin number, the traveller would be inconvenienced but the amount of money they had lost would be limited, she added.

Ms Frederick went on to say that under the Consumer Credit Act, any goods purchased on a credit card that were faulty or not received could be claimed for if they were worth between £100 and £30,000.

Holidaymakers flying to India this August may wish to take in the procession at Girgaum Chowpatty beach to celebrate Kranti Divas – Freedom Day – in which freedom fighters and politicians gather to mark India’s achievement of gaining independence.

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